National Insurance Changes 2026: What You Need to Know
Frequently Asked Questions
What is the NI rate for employees?
8% on earnings between 12,570 and 50,270 pounds, plus 2% on earnings above that.
How does NI affect my pension?
You need 35 qualifying years of NI contributions for the full state pension.
Where can I check my record?
Check your NI record at gov.uk/check-national-insurance-record.