Car insurance is a legal requirement if you drive in the UK, but the cost varies wildly. Two drivers with identical cars can pay completely different premiums. Understanding what drives the price helps you take control of it.
Your home is almost certainly the most valuable thing you own, yet many people are underinsured or don't fully understand what their policy covers. Getting home insurance right protects you from potentially devastating financial losses.
If you fell seriously ill tomorrow and couldn't work for six months, how would you pay the mortgage? Income protection is the insurance most financial advisers rate as the most valuable — yet it's also one of the least understood.
Nobody enjoys thinking about life insurance, but if anyone depends on your income, it's one of the most important financial products you can buy. The good news is that it's often cheaper than people expect.
A single veterinary operation can cost £3,000-5,000. Pet insurance won't bring your premiums back, but it can prevent a medical emergency from becoming a financial one too.
Medical treatment abroad can be staggeringly expensive. A broken leg in the US can cost £30,000. Air ambulance repatriation runs into six figures. Travel insurance is one of those things you hope you'll never use, but can't afford to be without.