Housing Benefit helps people on low incomes pay their rent. While most new claimants now apply through Universal Credit instead, millions of people still receive Housing Benefit directly — and the rules that determine how much you get are worth understanding either way.
PIP helps with the extra costs of living with a long-term health condition or disability. It's not means-tested — your income and savings don't matter. But the assessment process is notoriously challenging, and understanding how it works gives you the best chance of getting the right award.
Universal Credit has replaced six older benefits with a single monthly payment. The system is simpler in theory than in practice, and understanding how it's calculated helps you get the right amount and avoid common pitfalls.